From Livingston Daily: By legislating no-fault auto insurance, Michigan places itself in a minority of the nation's states. Only 11 others have no-fault provisions.
But Michigan is unique in that it provides uncapped health-care benefits for those suffering serious and debilitating injuries from an auto accident. The benefits are funded through an annual add-on to every auto insurance policy in the state. This year, that fee is $175, and it will increase to $186 in July.