SUMMARY ANALYSIS OF HB 4612 (H-3) By: George T. Sinas CPAN General Counsel Sinas Dramis Law Firm May 22, 2014
On Thursday, February 20, 2014, HB 4612 (H-3) was offered as a substitute to H-1, which has been stalled on the floor of the Michigan House for almost one year. Like H-1, H-3 imposes unprecedented limitations on medical benefits and significantly restricts what treatment and services are available to persons injured in motor vehicle accidents. The analysis set forth below, focuses on specific limitations placed on medical care; insurance company control of medical treatment; the protection of insurance companies who engage in unfair practices; and the inadequate attempts to address the affordability issue. In addition, many of the features contained in H-3 were contained in Proposal C, a referendum which was resoundingly defeated by Michigan voters in 1994. Those Proposal C concepts are identified below with an asterisk. The highlights of H-3 are as follows:Enter body here...
